Terms of Service

Legal Agreement for Website Use & User Responsibilities

Last Updated: December 13, 2025 | Version: 2.2 | Jurisdiction: United States

TL;DR – The Bottom Line

By using PreppersGoldIRA.com, you agree to these terms: We provide educational content and facilitate connections with precious metals companies. We’re not financial advisors—our content is for informational purposes only. You’re responsible for your own investment decisions. We earn affiliate commissions when you connect with partners. Our content is copyrighted. We limit liability for how you use information from our site. Disputes are resolved through binding arbitration in California. You must be 18+ to use this site. We can modify these terms anytime. If you don’t agree, don’t use the site.

Agreement to Terms

These Terms of Service (“Terms,” “Agreement”) constitute a legally binding agreement between you (“User,” “you,” “your”) and PreppersGoldIRA.com (“we,” “us,” “our,” “Company,” “Site”).

By accessing or using PreppersGoldIRA.com, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you don’t agree, stop using the site immediately.

⚠️ CRITICAL LEGAL NOTICE

THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER IN SECTION 13. By agreeing to these Terms, you waive your right to sue in court and to participate in class action lawsuits. Read Section 13 carefully.

Acceptance of Terms

Your continued use of the Site after any modifications to these Terms constitutes acceptance of those changes. We reserve the right to modify these Terms at any time without prior notice. It’s your responsibility to review these Terms periodically.

We recommend reviewing these Terms on each visit to ensure you understand the current agreement.

Eligibility Requirements

Age Requirement

You must be at least 18 years old to use PreppersGoldIRA.com. By using this Site, you represent and warrant that you’re 18 or older and have the legal capacity to enter a binding contract.

If you’re under 18, you may not access or use this Site under any circumstances. We don’t knowingly collect information from minors.

Geographic Restrictions

This Site operates from the United States and is intended for U.S. users. If you access from outside the U.S., you do so at your own risk and are responsible for compliance with local laws.

Financial Capacity

Precious metals investing requires financial resources. By using this Site, you represent that:

You have the financial means to consider precious metals investments
You’re not under bankruptcy protection or financial conservatorship
You have the legal right to manage your own financial affairs
You understand that investing involves risk, including potential loss of principal

Description of Services

PreppersGoldIRA.com provides educational content, comparison tools, calculators, and affiliate referrals related to precious metals investing, Gold IRAs, and financial preparedness.

Educational Content

Articles about Gold IRAs, precious metals, and investment strategies
Guides on retirement planning and financial preparedness
Historical market analysis and economic commentary
Comparison reviews of precious metals dealers and IRA custodians

Interactive Tools

ROI calculators and investment planning widgets
Gold vs. stock comparison tools
Allocation calculators and portfolio planners
Dealer comparison scorecards

Affiliate Referrals

Links to vetted precious metals dealers
Connections to IRA custodians and trustees
Lead magnet downloads (guides, worksheets, playbooks)
Email marketing and educational sequences

What We Are NOT:

PreppersGoldIRA.com is not:

• A registered investment advisor (RIA)
• A broker-dealer or securities firm
• A precious metals dealer or custodian
• A financial planning service
• A licensed tax advisor or CPA
• A legal services provider

We provide information and facilitate connections—we don’t provide personalized financial, legal, or tax advice.

User Responsibilities & Conduct

Prohibited Uses

You agree NOT to use PreppersGoldIRA.com for any of the following:

Commercial Scraping: Automated scraping, copying, or harvesting of content for commercial purposes
Competing Services: Using our content to create competing precious metals information sites
Fraudulent Activity: Providing false information, impersonating others, or engaging in fraud
Malicious Code: Uploading viruses, malware, or code designed to disrupt Site functionality
Unauthorized Access: Attempting to access restricted areas, bypass security, or hack the Site
Spam or Abuse: Sending unsolicited communications, abusing contact forms, or harassing staff
Legal Violations: Any use that violates federal, state, or local laws

Account Security

If you create an account or subscribe to our email list, you’re responsible for:

Maintaining the confidentiality of any login credentials
All activities that occur under your account
Notifying us immediately of any unauthorized use
Providing accurate and current information

Content Submission

If you submit content (comments, feedback, testimonials), you grant us a perpetual, worldwide, royalty-free license to use, reproduce, modify, and distribute that content. You represent that:

You own or have rights to any content you submit
Your content doesn’t violate any third-party rights
Your content is accurate and not misleading
Your content doesn’t contain malicious code

Not Financial, Legal, or Tax Advice

🔔 CRITICAL DISCLAIMER

THE CONTENT ON PREPPERSGOLDIRA.COM IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. IT IS NOT INTENDED AS, AND SHOULD NOT BE CONSTRUED AS, FINANCIAL, LEGAL, OR TAX ADVICE.

Educational Purpose Only

All articles, guides, calculators, widgets, and other content on this Site are provided for general educational purposes. This content:

Does not constitute personalized financial advice tailored to your specific situation
Does not constitute a recommendation to buy or sell any specific investment
Does not constitute legal advice or create an attorney-client relationship
Does not constitute tax advice or create a CPA-client relationship
Should not replace consultation with qualified professionals

No Guarantees of Results

We make no representations or warranties regarding:

Investment performance or returns
Accuracy of historical data or projections
Suitability of strategies for your specific situation
Tax treatment of transactions
Legal compliance in your jurisdiction

Investment Risk

Precious metals investing involves substantial risk, including:

Market volatility and price fluctuations
Potential loss of principal investment
Liquidity constraints
Storage and insurance costs
Tax implications
Counterparty risk with dealers and custodians

⚠️ Consult Professionals

Before making any investment decisions, consult with:

• A registered investment advisor (RIA) or financial planner
• A certified public accountant (CPA) regarding tax implications
• An attorney regarding legal and estate planning considerations

PreppersGoldIRA.com cannot and does not provide these services.

Performance Disclaimers

Any historical performance data, case studies, or examples provided on this Site:

Represent past performance, which doesn’t guarantee future results
May not reflect typical user experiences
May be hypothetical or based on assumptions
Don’t account for individual fees, taxes, or circumstances
Should not be relied upon as predictions of future performance

Affiliate Relationships & Compensation

PreppersGoldIRA.com participates in affiliate marketing programs and earns commissions when users connect with partner companies. This creates financial incentives that may influence our content.

How We Earn Money

We earn affiliate commissions through:

Lead Generation: When you request information from partner companies
Account Openings: When you open Gold IRA or precious metals accounts
Referral Programs: Direct partnerships with dealers and custodians
Affiliate Networks: Third-party platforms that manage tracking and payments

These commissions don’t increase your costs. Partner companies pay us out of their normal marketing budgets—the prices you pay are the same whether you use our links or go directly to the company.

Impact on Content

Our affiliate relationships may influence:

Which companies we feature or review
The prominence or placement of partner links
The frequency with which we mention certain companies
The depth of content we create about specific topics

However, we maintain editorial independence. We only recommend companies we believe provide genuine value, and we publish both positive and negative assessments.

For complete transparency on our affiliate relationships, commission structures, and editorial policies, review our Affiliate Disclosure.

Intellectual Property Rights

Our Copyright

All content on PreppersGoldIRA.com is protected by copyright, trademark, and other intellectual property laws. This includes:

Articles, guides, and educational content
Interactive widgets and calculators
Graphics, images, and visual designs
Logo, brand name, and trade dress
Code, software, and technical implementations
Email sequences and marketing materials

Limited License to Users

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use PreppersGoldIRA.com for personal, non-commercial purposes only.

You MAY:

View content on the Site for personal education
Print or download content for personal, non-commercial use
Share individual article links on social media
Quote brief excerpts (with attribution) for commentary or criticism

You MAY NOT:

Reproduce, republish, or redistribute substantial portions of our content
Create derivative works based on our content
Use our content for commercial purposes without written permission
Remove copyright notices or attributions
Scrape or systematically extract content via automated means
Use our brand name, logo, or trade dress without authorization

DMCA Compliance

We respect intellectual property rights and expect users to do the same. If you believe content on our Site infringes your copyright, contact us at legal@preppersgoldira.com with:

Identification of the copyrighted work
Identification of the infringing material and its location
Your contact information
A statement of good faith belief that use is not authorized
A statement under penalty of perjury that information is accurate
Physical or electronic signature of copyright owner or authorized agent

Third-Party Links & Services

External Links

PreppersGoldIRA.com contains links to third-party websites, including precious metals dealers, IRA custodians, government agencies, news sources, and educational resources.

We’re not responsible for the content, policies, or practices of third-party websites. Links don’t constitute endorsements unless explicitly stated. You access third-party sites at your own risk.

Third-Party Services

We use third-party services to operate our Site:

Hosting: Hostinger (website infrastructure)
Email Marketing: MailerLite (newsletter and automation)
Analytics: Google Analytics (traffic and behavior tracking)
CDN/Security: Cloudflare (content delivery and protection)
CMS: WordPress (content management)

Each service has its own terms of service and privacy policy. By using our Site, you may also be subject to their terms.

Affiliate Partner Responsibility

When you click affiliate links and connect with partner companies:

You leave PreppersGoldIRA.com and enter the partner’s website
The partner’s terms of service and privacy policy govern your interactions
We’re not responsible for partner actions, products, services, or representations
We’re not liable for disputes between you and partner companies
You should independently verify partner credentials, fees, and reputation

We facilitate connections—we don’t control how partners conduct business.

Disclaimer of Warranties

⚠️ “AS IS” DISCLAIMER

PREPPERSGOLDIRA.COM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

No Warranties

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

Accuracy: We don’t warrant that content is accurate, complete, or current
Reliability: We don’t warrant uninterrupted, secure, or error-free Site operation
Results: We don’t warrant that use of our Site will produce any specific outcomes
Fitness: We don’t warrant suitability for any particular purpose
Non-Infringement: We don’t warrant that use will not infringe third-party rights
Security: We don’t warrant that the Site is free from viruses or harmful components

You use PreppersGoldIRA.com at your own risk. We recommend maintaining current antivirus software and backing up important data.

Limitation of Liability

🔔 CRITICAL LEGAL PROTECTION

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PREPPERSGOLDIRA.COM SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM USE OF THIS SITE.

Exclusion of Damages

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

Investment Losses: Losses from investment decisions based on Site content
Lost Profits: Business interruption or lost business opportunities
Data Loss: Loss of data, files, or information
Service Interruption: Inability to access the Site or use services
Third-Party Actions: Actions or inactions of affiliate partners
Reliance Damages: Harm from relying on Site content
Personal Injury: Emotional distress or personal injury claims

This limitation applies even if we’ve been advised of the possibility of such damages.

Cap on Liability

To the extent some jurisdictions don’t allow limitation of liability, our total liability to you for any claims arising from use of PreppersGoldIRA.com shall not exceed the greater of:

$100 (One Hundred Dollars), OR
The amount you paid to access the Site in the 12 months preceding the claim

Since PreppersGoldIRA.com is free to access, this typically means our maximum liability is $100.

Indemnification

You agree to indemnify, defend, and hold harmless PreppersGoldIRA.com, its owners, officers, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from:

Your use or misuse of the Site
Your violation of these Terms of Service
Your violation of any third-party rights, including intellectual property rights
Your violation of any applicable laws or regulations
Content you submit or transmit through the Site
Your interactions with affiliate partners
Any false or misleading information you provide

This indemnification obligation will survive termination of these Terms and your use of the Site.

Dispute Resolution & Arbitration

⚠️ MANDATORY ARBITRATION CLAUSE

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

By agreeing to these Terms, you waive your right to sue in court and to participate in class action lawsuits.

Binding Arbitration Agreement

Except as provided below, any dispute, claim, or controversy arising out of or relating to these Terms or your use of PreppersGoldIRA.com shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

By agreeing to these Terms, you agree that disputes will be resolved through individual arbitration, not court proceedings.

Arbitration Procedures

Administrator: American Arbitration Association (AAA)
Rules: AAA Commercial Arbitration Rules
Location: Arbitration shall take place in San Diego County, California
Arbitrator: One neutral arbitrator selected per AAA rules
Costs: Each party pays their own attorneys’ fees and arbitrator costs as determined by the arbitrator
Decision: Arbitrator’s decision is final and binding
Enforcement: Judgment may be entered in any court with jurisdiction

Class Action Waiver

YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTION LAWSUITS OR CLASS-WIDE ARBITRATION.

All claims must be brought in an individual capacity, not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator may not consolidate more than one person’s claims.

Exceptions to Arbitration

Either party may seek relief in small claims court for disputes within that court’s jurisdiction. Additionally, either party may seek injunctive relief in court for intellectual property infringement.

Opt-Out Right

You may opt out of this arbitration agreement by sending written notice to legal@preppersgoldira.com within 30 days of first using the Site. Your notice must include your name, address, and a clear statement that you wish to opt out of the arbitration agreement.

If you opt out, all other provisions of these Terms remain in effect. Opting out doesn’t affect any previous arbitration agreements.

Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

For any disputes not subject to arbitration, you agree to submit to the exclusive jurisdiction of the state and federal courts located in San Diego County, California.

The Federal Arbitration Act governs the interpretation and enforcement of the arbitration agreement.

If you access PreppersGoldIRA.com from outside the United States, you do so at your own risk and are responsible for compliance with local laws. We make no representation that content is appropriate or available outside the United States.

Modifications & Termination

Right to Modify

We reserve the right at any time to:

Modify, suspend, or discontinue the Site or any services
Change pricing, features, or availability of services
Impose limits on certain features or restrict access
Update, remove, or change content
Terminate affiliate partnerships

We may make changes without notice and without liability to you.

Termination of Access

We may terminate or suspend your access to the Site immediately, without notice, for any reason, including:

Violation of these Terms of Service
Fraudulent or suspicious activity
Abusive behavior toward staff or other users
Legal or regulatory requirements
Technical or security reasons
At our sole discretion

Upon termination, your right to use the Site ceases immediately. Sections of these Terms that by their nature should survive (liability limitations, indemnification, arbitration) will continue to apply.

Privacy & Data Collection

Your use of PreppersGoldIRA.com is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

For complete details on data collection, use, and your privacy rights, see our Privacy Policy.

Miscellaneous Provisions

Entire Agreement

These Terms of Service, together with our Privacy Policy and Affiliate Disclaimer, constitute the entire agreement between you and PreppersGoldIRA.com regarding use of the Site.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms to any affiliate or successor without restriction.

Electronic Communications

By using PreppersGoldIRA.com, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications that we provide electronically satisfy any legal requirement that such communications be in writing.

Frequently Asked Questions

Can I use content from PreppersGoldIRA on my blog?

You may quote brief excerpts (a paragraph or less) with proper attribution and a link back to the original article. However, you can’t republish entire articles, substantial portions of content, or use our content to create competing precious metals information sites. For permissions beyond fair use, contact legal@preppersgoldira.com.

What happens if I disagree with these Terms?

If you don’t agree to these Terms of Service, you must immediately stop using PreppersGoldIRA.com. Continued use after any modifications to these Terms constitutes acceptance of those changes. You can’t use the Site while disagreeing with the Terms.

Am I required to use arbitration for disputes?

Yes, with limited exceptions. By using this Site, you agree to resolve disputes through binding arbitration rather than court lawsuits. You may opt out within 30 days of first using the Site by emailing legal@preppersgoldira.com with a clear statement that you wish to opt out. Small claims court and intellectual property disputes are exceptions to arbitration.

Can PreppersGoldIRA be held liable if I lose money investing?

No. We provide educational content only—not personalized financial advice. Investment decisions are your sole responsibility. Our liability is limited to $100 or the amount you paid to access the Site (typically $0 since access is free). We’re not liable for investment losses, partner company actions, or decisions you make based on Site content.

How do I report copyright infringement?

If you believe content on our Site infringes your copyright, email legal@preppersgoldira.com with: (1) identification of the copyrighted work, (2) identification of the infringing material and its location, (3) your contact information, (4) a good faith belief statement, (5) an accuracy statement under penalty of perjury, and (6) your physical or electronic signature.

Can PreppersGoldIRA terminate my access without reason?

Yes. We reserve the right to terminate or suspend access to the Site at any time, with or without cause, and with or without notice. This includes termination for Terms violations, fraudulent activity, abusive behavior, legal requirements, or at our sole discretion. Upon termination, your right to use the Site ceases immediately.

Are partner companies covered by these Terms?

No. When you click affiliate links and connect with partner precious metals dealers or custodians, you leave PreppersGoldIRA.com and become subject to the partner’s terms of service and privacy policy. We’re not responsible for partner actions, products, services, or representations. You should independently verify partner credentials and review their terms before conducting business.

How often do these Terms change?

We may modify these Terms at any time without prior notice. The “Last Updated” date at the top of this page indicates when changes were last made. We recommend reviewing these Terms periodically. Continued use of the Site after modifications constitutes acceptance of the updated Terms. Material changes may be announced via email to subscribers.

Questions About These Terms?

Contact Our Legal Team:

Email: legal@preppersgoldira.com

Subject Line: “Terms of Service Inquiry”

Response Time: 2-3 business days

Arbitration Opt-Out: To opt out of the arbitration agreement, email us within 30 days with your name, address, and clear opt-out statement.

Key Takeaways

Binding Agreement: Using PreppersGoldIRA.com means you agree to these Terms—no exceptions

Educational Purpose Only: We provide information, not personalized financial, legal, or tax advice

Investment Risk: Precious metals investing involves substantial risk; you’re responsible for your own decisions

Affiliate Commissions: We earn money from partner referrals, which may influence content and placement

No Warranties: Site provided “as is” without guarantees of accuracy, reliability, or results

Limited Liability: Maximum liability is $100; we’re not liable for investment losses or partner actions

Arbitration Required: Disputes resolved through binding arbitration, not court (30-day opt-out available)

Copyright Protected: All content is copyrighted; limited personal use allowed, commercial use prohibited

Termination Rights: We can terminate your access at any time without notice

California Law: Governed by California law with arbitration in San Diego County

Age Requirement: Must be 18+ to use this Site

Can Change Anytime: We may modify Terms without notice; continued use = acceptance

⚠️ By Using This Site, You Agree To:

• Accept all risk associated with investment decisions
• Waive your right to sue in court (mandatory arbitration)
• Waive your right to participate in class action lawsuits
• Release PreppersGoldIRA from liability for your use of the Site
• Indemnify us against claims arising from your actions
• Comply with all applicable laws and regulations
• Respect our intellectual property rights
• Accept that we can modify or terminate services at any time

If you don’t agree to these terms, you must stop using PreppersGoldIRA.com immediately.

📚 Related Legal Information

For complete transparency and your protection, please also review our:

Privacy Policy – How we protect and use your information
Disclaimer – Important limitations on our content and advice
Affiliate Disclosure – How we earn commissions and maintain editorial independence

These pages are part of our commitment to full transparency and legal compliance.

Terms of Service – User Agreement & Legal Terms