Privacy Policy

How We Protect Your Data & Respect Your Rights

Last Updated: December 13, 2025 | Version: 2.2 | Next Review: March 13, 2026

TL;DR – What You Need to Know

PreppersGoldIRA protects your personal information through SSL encryption, secure storage, and transparent practices. We collect email addresses, browsing behavior, and interaction data to deliver content and connect you with trusted gold IRA providers. You control your data: access it, delete it, or opt-out anytime. We comply with FCC 1-to-1 Consent Rules, CCPA, GDPR, and all privacy regulations. Your information is never sold to data brokers—only shared with gold dealers you explicitly consent to contact you.

Our Privacy Commitment

This site exists for patriots researching how to protect retirement savings from inflation, volatility, and institutional risk. That means we take your privacy seriously—not because regulations force us to, but because it’s the right thing to do.

This Privacy Policy explains what data we collect, how we use it, who we share it with, and how you can control it. By using PreppersGoldIRA.com, you agree to these practices.

Our Core Principles:

Transparency: You know exactly what we collect and why
Control: You decide who can contact you
Security: Your data is encrypted and protected
Compliance: We follow FCC, CCPA, GDPR, and all applicable laws
Honesty: No fine print games

What Information We Collect

We collect several types of information to provide content and connect you with trusted precious metals dealers. Here’s the complete breakdown:

Personal Information You Provide

Email Address: When you subscribe to our newsletter, download lead magnets (like “Retirement Rescue: The Gold IRA Playbook”), or fill out contact forms
Name: To personalize communications and verify identity for privacy requests
Phone Number (Optional): Only if you request phone consultations with gold dealers
Financial Intent Data: General information you share about retirement goals and Gold IRA interest (we never collect account numbers, Social Security numbers, or financial balances)
Preference Data: Your choices from interactive widgets like the Gold IRA Readiness Quiz, Precious Metals Allocation Calculator, or Financial Fortress Score Calculator

Information Collected Automatically

IP Address: To prevent fraud and detect suspicious activity
Browser & Device Info: To ensure the site displays correctly
Pages Visited: To understand which content is valuable
Time on Site: To measure engagement
Referral Source: How you found us (search, social, direct)
Widget Interactions: Which calculators you used and results you viewed
Affiliate Link Clicks: When you click partner links (tracked via cookies)

Cookie & Tracking Data

We use cookies (small text files stored on your device) to improve your experience and measure site performance.

Cookie Types:

Essential Cookies: Site functionality (login, security) – Session duration – Cannot opt-out (required)

Performance Cookies: Analytics (Google Analytics) – 2 years duration – Can opt-out

Affiliate Tracking: Track clicks to partners – 30-90 days duration – Can opt-out

Marketing Cookies: Retargeting & personalization – 1 year duration – Can opt-out

Control cookies through your browser settings or our consent banner (displayed on first visit based on your location).

How We Use Your Information

We only use your data for legitimate purposes that benefit you or are necessary to run this site.

Primary Uses (With Your Explicit Consent)

Email Communications: Newsletter with Gold IRA education, market updates, preparedness strategies (unsubscribe anytime)
Lead Magnet Delivery: Downloadable resources like calculators, guides, playbooks
Dealer Connections: Sharing your contact info with precious metals dealers you explicitly consent to hear from
Customer Support: Responding to questions, comments, privacy requests

Secondary Uses (Legitimate Business Interest)

Site Optimization: Analyzing traffic to improve content and user experience
Security: Detecting and preventing fraud, spam, malicious activity
Personalization: Showing relevant articles based on browsing history
Affiliate Performance: Tracking which content drives conversions
Legal Compliance: Meeting regulatory requirements

⚠️ What We NEVER Do:

• Sell your email to data brokers or marketing list companies
• Share your info with companies you didn’t consent to
• Use your data for unrelated industries
• Send unsolicited offers from random companies
• Collect or store credit cards, Social Security numbers, or financial credentials

As of January 2025, federal law requires separate, explicit consent for each company we share your contact information with. This is the FCC 1-to-1 Consent Rule. It gives you complete control over who can reach you.

How Our Consent Process Works

When you request information from precious metals dealers, you see a clear list with individual checkboxes:

Example Consent Form:

Which companies would you like to receive information from?

☐ Company Name 1 – Brief description
I consent to receive phone calls, emails, and text messages from Company Name 1 regarding gold IRA services.

☐ Company Name 2 – Brief description
I consent to receive phone calls, emails, and text messages from Company Name 2 regarding gold IRA services.

☐ Company Name 3 – Brief description
I consent to receive phone calls, emails, and text messages from Company Name 3 regarding gold IRA services.

Your information is ONLY shared with companies you check.

What This Means for You

You choose exactly which companies can contact you
You know what communication you’re agreeing to (phone, email, text)
You can select one, all, or anywhere in between
Your consent is recorded with timestamp
You can update or withdraw consent anytime

Consent Record Keeping

We maintain detailed records:

Which companies you consented to
Date and time of consent
Specific language you agreed to
IP address at time of consent
Any changes or withdrawals

Records are kept for minimum 4 years (FCC requirement) and available upon request.

Affiliate Marketing & Tracking Disclosure

PreppersGoldIRA.com is an affiliate marketing website. We earn commissions when you click certain links and request information from partners. This doesn’t increase your costs—it’s paid by the company out of their normal business revenue.

How Affiliate Tracking Works

Cookie Placement: When you click an affiliate link, a cookie identifies you came from PreppersGoldIRA.com
Tracking Duration: Cookie lasts 30-90 days depending on partner
Conversion Tracking: If you request info or purchase during that period, the cookie credits us
Commission Payment: Partner pays us a commission for the referral

Important: Once you click through to a partner site, that company’s privacy policy governs your data. We’re not responsible for how partners handle your information after you leave.

For complete details, see our Affiliate Disclosure.

Third-Party Service Providers

We work with trusted services to operate our website. Each has access to data necessary for their function.

Our Service Providers:

MailerLite – Email marketing (Email, name, preferences, open/click data) – Privacy Policy

Google Analytics – Traffic analysis (IP, pages visited, browser, device) – Privacy Policy

Hostinger – Website hosting (All site data, encrypted) – Privacy Policy

Cloudflare – CDN & security (IP, browser, site requests) – Privacy Policy

WordPress – Content management (User accounts, content edits, login data) – Privacy Policy

All providers are contractually required to protect your data. We maintain Data Processing Agreements (DPAs) for GDPR and CCPA compliance.

Your Privacy Rights Under State & Federal Law

Depending on where you live, you have specific rights. We honor these rights for all users regardless of location.

Rights Under California CCPA & Similar State Laws

If you’re in California, Colorado, Virginia, Utah, Connecticut, Montana, or any state with similar privacy laws:

Right to Know: Details about what personal information we’ve collected, used, disclosed, sold
Right to Delete: Request deletion of your data (with exceptions for legal obligations)
Right to Opt-Out: Opt-out of sale or sharing of your data
Right to Correct: Request correction of inaccurate information
Right to Data Portability: Request your data in machine-readable format
Right to Non-Discrimination: We won’t discriminate for exercising rights

Rights Under GDPR (European Visitors)

If you’re in the European Economic Area (EEA) or United Kingdom:

Right to Access: Receive a copy of your data
Right to Rectification: Correct inaccurate data
Right to Erasure: Request deletion (“right to be forgotten”)
Right to Restrict Processing: Limit how we use your data
Right to Data Portability: Transfer data to another service
Right to Object: Object to certain processing
Rights on Automated Decisions: We don’t use automated decision-making

How to Exercise Your Rights

To make a privacy request:

Email: privacy@preppersgoldira.com
Contact Form: Submit Privacy Request

Response Time: 30-45 days depending on complexity and applicable law.

Data Security Measures

We take technical security seriously. Here are specific measures protecting your information:

Encryption & Transport Security

SSL/TLS Encryption: All data transmitted uses industry-standard encryption (you’ll see the padlock icon)
HTTPS Everywhere: Entire site operates on HTTPS
Database Encryption: All stored user data encrypted at rest using AES-256

Access Controls

Two-Factor Authentication: Required for all admin access
Limited Access: Only essential personnel access user data
Strong Passwords: Unique, complex passwords (never reused)
Regular Audits: Quarterly access reviews

Infrastructure Security

Secure Hosting: Hostinger infrastructure with DDoS protection
Regular Backups: Daily encrypted backups in separate locations
24/7 Monitoring: Continuous monitoring for suspicious activity
Regular Updates: All software and security patches applied promptly

Payment Processing

We do not store credit card information. All payments processed through PCI DSS compliant processors (Stripe, PayPal).

Data Breach Response

In the unlikely event of a breach:

Notify affected users within 72 hours
Report to regulatory authorities as required
Provide details about affected data and our response
Offer credit monitoring if financial data compromised

Data Retention Policy

We only keep your data as long as necessary to provide services and comply with legal obligations.

Email Subscribers

Active subscribers: Retained while subscription active
Inactive subscribers: Removed after 18 months of no email opens
Unsubscribed users: Email on suppression list to honor unsubscribe (not used for marketing)

Lead Generation Forms

With consent: Retained while consent valid and active
Without conversion: Deleted after 90 days if no dealer consent given
After consent withdrawal: Deleted within 30 days

Analytics Data

Individual-level data: Aggregated after 6 months (IP addresses anonymized)
Aggregate data: Retained indefinitely for trends (no personal identifiers)

Legal Compliance Records

Consent records: 4 years (FCC requirement)
Privacy request records: 7 years (legal defense)
Transaction records: 7 years (tax compliance)

Children’s Privacy

PreppersGoldIRA.com is designed for adults making retirement and investment decisions. We do not knowingly collect information from individuals under 18.

If you are under 18, do not provide personal information. If we discover we’ve inadvertently collected information from a minor, we delete it immediately.

If you believe we’ve collected information from a minor, contact privacy@preppersgoldira.com.

Changes to This Privacy Policy

We review and update this policy quarterly to ensure accuracy and compliance.

Material Changes

If we make material changes (significantly affecting how we collect, use, or share data), we will:

Update “Last Updated” date at top
Email active subscribers before changes take effect
Display prominent notice on homepage for 30 days
Give you opportunity to opt-out if changes involve new data uses

Frequently Asked Questions

What is the FCC 1-to-1 consent rule and how does it affect me?

The FCC 1-to-1 consent rule (effective January 2025) requires separate, explicit consent for each company we share your information with. When you request information from gold dealers, you see individual checkboxes for each company—not blanket consent. You choose exactly who can contact you, and we keep detailed records of your consent.

Do you sell my email address to third parties?

No. We never sell your email to data brokers or marketing list companies. We only share contact information with precious metals dealers you explicitly consent to hear from through FCC-compliant forms. Every company receiving your info is one you specifically authorized.

How can I delete my data from your system?

Email privacy@preppersgoldira.com or use our Contact Form. We’ll verify your identity and delete your information within 30 days. Note: We must retain certain records (like consent logs) for 4 years to comply with FCC regulations.

What happens to my data if I click an affiliate link?

When you click an affiliate link, a cookie tracks the referral (so we earn commission). Once on the partner’s website, their privacy policy governs data collection—not ours. We’re not responsible for how partner companies handle your information after you leave our site. Always review a company’s privacy policy before submitting personal information.

How long do you keep my email address?

Active subscribers are retained while subscribed. If you don’t open emails for 18 months, you’re automatically removed. When you unsubscribe, your email moves to a suppression list (to honor unsubscribe) but isn’t used for marketing. Request immediate deletion anytime.

Do you comply with GDPR for European visitors?

Yes. European visitors receive opt-in cookie consent banners, have access to all GDPR rights (access, deletion, rectification, portability, objection), and their data is protected by Standard Contractual Clauses when transferred to U.S. servers. We designate MailerLite as a processor under GDPR data processing agreements.

What security measures protect my information?

SSL/TLS encryption for all data transmission, AES-256 encryption for stored data, two-factor authentication on admin accounts, secure hosting with DDoS protection, daily encrypted backups, and 24/7 security monitoring. We never store credit card information—payments processed through PCI-compliant third-party processors.

Can I update my consent preferences after submitting a form?

Yes. Update or withdraw consent anytime by emailing privacy@preppersgoldira.com. If you initially consented to three gold dealers but now only want one, we’ll update preferences and notify relevant companies to cease contact.

Questions About Your Privacy?

Contact Our Privacy Team:

Email: support@preppersgoldira.com

Contact Form: Submit a Privacy Request

Response Time: 2-3 business days

Key Takeaways

Complete Transparency: You know exactly what we collect and why

FCC 1-to-1 Compliance: Individual consent checkboxes for each company

No Data Brokering: We never sell your email to marketing lists

Strong Security: SSL encryption, two-factor authentication, encrypted databases

Your Rights Matter: Access, delete, correct, opt-out, and portability rights fully supported

Defined Retention: Clear timelines for data storage

Cookie Control: Multiple options to manage tracking

Regular Updates: Quarterly policy reviews with email notifications

International Compliance: GDPR, CCPA, and all applicable privacy laws followed

Responsive Support: Privacy requests answered within 2-3 business days

📚 Related Legal Information

For complete transparency and your protection, please also review our:

Terms of Service – Rules governing use of this website
Disclaimer – Important limitations on our content and advice
Affiliate Disclosure – How we earn commissions and maintain editorial independence

These pages are part of our commitment to full transparency and legal compliance.

Privacy Policy – PreppersGoldIRA Data Protection & Your Rights